Finance · Australia
Truck Finance Australia
Heavy vehicle, prime mover and trailer finance for owner-operators and fleets.
Why Truck Finance with OzyLoans
- New & used trucks to $1M+
- ABN-only deals available
- Balloon up to 40%
- Fleet packages
Repayment calculator
Indicative only. Actual repayments depend on lender, credit profile, fees and product. Use this as a starting point — we'll provide a precise comparison on enquiry.
Funding classes
| Funding class | Typical use | Indicative speed |
|---|---|---|
| Major bank | Lower-cost long-term debt where policy and servicing fit | Typically several weeks |
| Second-tier bank | Broader credit appetite than some major banks | Often a few weeks |
| Non-bank | Flexible servicing and property assessment | Often faster than banks |
| Private credit | Speed and flexibility for complex or time-critical scenarios | Can move quickly, subject to due diligence |
General guidance only — not current pricing or a lender offer. Actual rates, leverage, documentation and timeframes vary by lender, security, borrower profile and transaction, and are confirmed on assessment.
ACL #485752
Australian Credit Licence holder, AFCA member.
24-hr indicative
Most enquiries get a same-day or next-day answer.
Banks, non-banks & private
Banks, non-banks and private credit on one panel.
Frequently asked
Can I get a truck loan as an owner-driver?+
Yes — ABN-only and low-doc options are available for owner-drivers with 12+ months ABN and licence.
Related finance
Ready to explore truck finance?
Our finance professionals review your requirements and objectives and discuss the options worth pursuing with you.