Finance · Australia
Working capital, expansion, acquisition and cash-flow finance for established Australian businesses.
Quick answer
Business loans in Australia range from $10K unsecured up to $5M+ secured. OzyLoans arranges secured and unsecured business loans, equipment finance and cash-flow facilities from 70+ banks and non-bank lenders, with same-day approvals available for strong cash-flow scenarios.
Indicative only. Actual repayments depend on lender, credit profile, fees and product. Use this as a starting point — we'll provide a precise comparison on enquiry.
| Lender | Rate | Speed |
|---|---|---|
| Major bank | 7.69% | 4–8 wks |
| 2nd-tier bank | 7.99% | 3–6 wks |
| Non-bank | 8.49% | 2–3 wks |
| Private credit | 9.99%+ | 5–10 days |
Indicative only. Actual rates depend on credit profile, security and product. Comparison rates may differ.
Australian Credit Licence holder, AFCA member.
Most enquiries get a same-day or next-day answer.
Banks, non-banks and private credit on one panel.
Yes — non-bank and private lenders assess based on cash-flow, security and exit strategy more than credit score. Higher rates apply.
Not necessarily. Unsecured business loans up to $500K are available with strong cash-flow and 12+ months trading.
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