Finance · Australia
Plant, machinery, IT, fit-out and yellow-goods finance — chattel mortgage, lease or rent-to-own.
Quick answer
Equipment finance lets businesses fund plant, machinery, IT, fit-out and yellow-goods to 100% with chattel mortgage, finance lease or rent-to-own. OzyLoans arranges equipment finance for new and used assets from $10K to $5M+, with instant asset write-off compatible structures.
Indicative only. Actual repayments depend on lender, credit profile, fees and product. Use this as a starting point — we'll provide a precise comparison on enquiry.
| Lender | Rate | Speed |
|---|---|---|
| Major bank | 7.39% | 4–8 wks |
| 2nd-tier bank | 7.69% | 3–6 wks |
| Non-bank | 8.19% | 2–3 wks |
| Private credit | 9.69%+ | 5–10 days |
Indicative only. Actual rates depend on credit profile, security and product. Comparison rates may differ.
Australian Credit Licence holder, AFCA member.
Most enquiries get a same-day or next-day answer.
Banks, non-banks and private credit on one panel.
Yes — most lenders fund used equipment up to 10–15 years old at end-of-term.
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