Finance · Australia
Equipment & Asset Finance Australia
Plant, machinery, IT, fit-out and yellow-goods finance — chattel mortgage, lease or rent-to-own.
Quick answer
Equipment finance lets businesses fund plant, machinery, IT, fit-out and yellow-goods to 100% with chattel mortgage, finance lease or rent-to-own. OzyLoans arranges equipment finance for new and used assets from $10K to $5M+, with instant asset write-off compatible structures.
Why Equipment Finance with OzyLoans
- Instant asset write-off compatible
- 100% finance available
- Used equipment funded
- Soft assets & IT
Repayment calculator
Indicative only. Actual repayments depend on lender, credit profile, fees and product. Use this as a starting point — we'll provide a precise comparison on enquiry.
Funding classes
| Funding class | Typical use | Indicative speed |
|---|---|---|
| Major bank | Lower-cost long-term debt where policy and servicing fit | Typically several weeks |
| Second-tier bank | Broader credit appetite than some major banks | Often a few weeks |
| Non-bank | Flexible servicing and property assessment | Often faster than banks |
| Private credit | Speed and flexibility for complex or time-critical scenarios | Can move quickly, subject to due diligence |
General guidance only — not current pricing or a lender offer. Actual rates, leverage, documentation and timeframes vary by lender, security, borrower profile and transaction, and are confirmed on assessment.
ACL #485752
Australian Credit Licence holder, AFCA member.
24-hr indicative
Most enquiries get a same-day or next-day answer.
Banks, non-banks & private
Banks, non-banks and private credit on one panel.
Frequently asked
Can I finance second-hand equipment?+
Yes — most lenders fund used equipment up to 10–15 years old at end-of-term.
Related finance
Ready to explore equipment finance?
Our finance professionals review your requirements and objectives and discuss the options worth pursuing with you.