Finance · Australia
Construction Equipment Finance Australia
Excavators, loaders, cranes, concrete plant and yellow-goods finance for builders and civil contractors.
Why Construction Equipment Finance with OzyLoans
- New & used yellow goods
- Builder-licence-friendly
- Progress-payment structures
- Fleet & single-asset
Repayment calculator
Indicative only. Actual repayments depend on lender, credit profile, fees and product. Use this as a starting point — we'll provide a precise comparison on enquiry.
Funding classes
| Funding class | Typical use | Indicative speed |
|---|---|---|
| Major bank | Lower-cost long-term debt where policy and servicing fit | Typically several weeks |
| Second-tier bank | Broader credit appetite than some major banks | Often a few weeks |
| Non-bank | Flexible servicing and property assessment | Often faster than banks |
| Private credit | Speed and flexibility for complex or time-critical scenarios | Can move quickly, subject to due diligence |
General guidance only — not current pricing or a lender offer. Actual rates, leverage, documentation and timeframes vary by lender, security, borrower profile and transaction, and are confirmed on assessment.
ACL #485752
Australian Credit Licence holder, AFCA member.
24-hr indicative
Most enquiries get a same-day or next-day answer.
Banks, non-banks & private
Banks, non-banks and private credit on one panel.
Frequently asked
Can I finance an excavator with a 2-year-old ABN?+
Yes — startup and 2-year-old ABN deals are funded by specialist non-bank lenders with deposit or trade-in support.
Related finance
Ready to explore construction equipment finance?
Our finance professionals review your requirements and objectives and discuss the options worth pursuing with you.