Finance · Australia
Short-term property finance to bridge a settlement, fund a purchase before sale, or unlock equity for a quick deal.
Quick answer
Bridging finance is short-term property lending (1–24 months) used to fund a purchase before an existing property sells, settle on a development site, or release equity quickly. OzyLoans arranges bridging facilities from $250K to $50M+ across Australia, typically settling in 7–21 days.
Indicative only. Actual repayments depend on lender, credit profile, fees and product. Use this as a starting point — we'll provide a precise comparison on enquiry.
| Lender | Rate | Speed |
|---|---|---|
| Major bank | 7.69% | 4–8 wks |
| 2nd-tier bank | 7.99% | 3–6 wks |
| Non-bank | 8.49% | 2–3 wks |
| Private credit | 9.99%+ | 5–10 days |
Indicative only. Actual rates depend on credit profile, security and product. Comparison rates may differ.
Australian Credit Licence holder, AFCA member.
Most enquiries get a same-day or next-day answer.
Banks, non-banks and private credit on one panel.
Bridging finance is short-term property-secured lending used to bridge a timing gap — most often between buying a new property and selling an existing one, or settling a development site before construction funding lands.
Bridging facilities range from $250K to $50M+ depending on the security and exit strategy. Typical LVR is 65–75% of the 'as-is' value.
Most bridging loans exit via (a) sale of an existing property, (b) refinance to a longer-term bank/non-bank loan, or (c) construction funding. We engineer the exit at the time we arrange the bridge.
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