Finance · Australia
Bridging Finance Australia — Short-Term Property Loans
Short-term property finance to bridge a settlement, fund a purchase before sale, or unlock equity for a quick deal.
Quick answer
Bridging finance is short-term property lending (1–24 months) used to fund a purchase before an existing property sells, settle on a development site, or release equity quickly. OzyLoans arranges bridging facilities from $250K to $50M+ across Australia, typically settling in 7–21 days.
Why Bridging Finance with OzyLoans
- Settle in 7–21 days
- Loans $250K to $50M+
- Residential & commercial
- Interest-capitalised options
Repayment calculator
Indicative only. Actual repayments depend on lender, credit profile, fees and product. Use this as a starting point — we'll provide a precise comparison on enquiry.
Funding classes
| Funding class | Typical use | Indicative speed |
|---|---|---|
| Major bank | Lower-cost long-term debt where policy and servicing fit | Typically several weeks |
| Second-tier bank | Broader credit appetite than some major banks | Often a few weeks |
| Non-bank | Flexible servicing and property assessment | Often faster than banks |
| Private credit | Speed and flexibility for complex or time-critical scenarios | Can move quickly, subject to due diligence |
General guidance only — not current pricing or a lender offer. Actual rates, leverage, documentation and timeframes vary by lender, security, borrower profile and transaction, and are confirmed on assessment.
ACL #485752
Australian Credit Licence holder, AFCA member.
24-hr indicative
Most enquiries get a same-day or next-day answer.
Banks, non-banks & private
Banks, non-banks and private credit on one panel.
Frequently asked
What is bridging finance?+
Bridging finance is short-term property-secured lending used to bridge a timing gap — most often between buying a new property and selling an existing one, or settling a development site before construction funding lands.
How much can I borrow?+
Bridging facilities range from $250K to $50M+ depending on the security and exit strategy. Typical LVR is 65–75% of the 'as-is' value.
What's the exit strategy?+
Most bridging loans exit via (a) sale of an existing property, (b) refinance to a longer-term bank/non-bank loan, or (c) construction funding. We engineer the exit at the time we arrange the bridge.
Related finance
Ready to explore bridging finance?
Our finance professionals review your requirements and objectives and discuss the options worth pursuing with you.